Free Money & Business Calculators
Loan and EMI instalments, mortgages, compound interest, savings goals, credit card payoff, profit margin and markup, break-even, ROI, discounts, VAT and sales tax, salary and freelance rates, currency rates, plus invoices, receipts and business name ideas.
Each calculator shows how the result was worked out, so you can check it and use it with confidence.
- A/B Test Sample Size PlannerHow many visitors does each version need before you can trust the result? Enter your current conversion rate and the smallest lift you care about.In browser
- A/B Test Significance CalculatorDid version B really beat version A? Enter visitors and conversions to get the lift, the p-value and a plain-English verdict.In browser
- Ad & Marketing Metrics Calculator (ROAS, CPA, CTR…)Enter what you spent and what you got. Calculates CTR, CPC, CPM, conversion rate, cost per sale, ROAS, ROI and break-even ROAS. Leave blank what you do not know.In browser
- Break-Even CalculatorHow many units you must sell to cover fixed costs, and the sales needed for a target profit.In browser
- Business & Brand Name IdeasEnter 1–3 keywords and get short brandable name ideas (compounds, blends and invented words). It does NOT check if a name or domain is taken — always check that yourself.In browser
- Co-founder Equity Split CalculatorSuggest a fair split between co-founders. Score each person from 0 to 10 on idea, full-time commitment, cash, expertise and leadership, and set how much each factor matters.In browser
- Compound Interest CalculatorSee how savings grow with compound interest.In browser
- Credit Card Payoff CalculatorHow many months it takes to clear a credit card or other debt, the total interest, and the monthly payment needed to be debt-free by a date.In browser
- Currency Converter (daily rates)Convert between 40 currencies (US dollar, euro, pound, rupee, dirham, riyal and more) with daily exchange rates. Rates are for reference; banks and exchange shops add their own margin.In browser
- Discount & Sales Tax CalculatorFinal price after a discount and tax.In browser
- Freelance Hourly Rate CalculatorWork out what to charge: from the income you want, your costs, tax, holidays and the hours you can really bill. Gives hourly, daily, monthly and project prices.In browser
- Funding Round & Dilution CalculatorSee how much of your company you keep after raising money: post-money value, investor share, new option pool and your new percentage.In browser
- Gold & Silver Price Calculator (tola, gram, karat)Price of your gold or silver from today’s rate: tola, gram, masha or ratti, 24K, 22K, 21K or 18K, with making charges. Also shows the rate per gram and per 10 grams.In browser
- Invoice GeneratorMake a clean invoice you can print or save as PDF.In browser
- Legal Document Templates (NDA, agreement, privacy policy, terms)Fill in the details and get a plain-English first draft: mutual or one-way NDA, freelance service agreement, website privacy policy or terms of use. A template to start from, not legal advice.In browser
- Loan / EMI CalculatorMonthly instalment, total interest and total repayment.In browser
- Loan Amortization ScheduleMonth-by-month table of a loan or mortgage: payment, interest, principal and balance, with optional extra payments to see how much you save.In browser
- Mortgage Calculator (monthly payment)Monthly home loan payment with principal and interest, property tax, insurance and HOA fees, total interest and the payoff date.In browser
- Profit Margin & MarkupMargin, markup and the price needed for a target margin.In browser
- Receipt Maker (any business)Make a clean receipt for a sale, service, rent, fee or donation: your name, items, tax, discount, how it was paid and any balance left. Print it or save as PDF. English and Urdu.In browser
- ROI Calculator (return on investment)Profit, return on investment in percent and the yearly (annualised) return of an investment, a campaign or a project.In browser
- SaaS & Subscription Metrics (MRR, LTV, CAC payback)For subscription businesses: MRR, ARR, customer lifetime, LTV, LTV:CAC ratio and how many months to earn back the cost of winning a customer.In browser
- Salary to Hourly Wage Calculator (and back)Turn a yearly or monthly salary into an hourly, daily and weekly rate, or an hourly wage into a yearly salary.In browser
- Savings Goal PlannerHow much to save every month to reach a target, with a yearly return.In browser
- Tip CalculatorSplit a bill with tip between any number of people.In browser
- VAT & Sales Tax Calculator (add or remove)Add VAT, GST or sales tax to a price, or take it out of a price that already includes it. Common country rates included.In browser
- Card Number Validator (Luhn)Check a number with the Luhn formula — handy for testing forms.In browser
- CV / Resume Maker (free, PDF & Word)Make a clean one-page CV: fill in your details, pick a style, then save it as PDF (Print → Save as PDF) or download it as a Word file you can edit. No sign-up, no watermark; your details stay on your device.In browser
- Electricity Bill Calculator Pakistan (LESCO, MEPCO, IESCO & all)Estimate your bijli bill from the units used: protected, un-protected and lifeline slabs, fixed charges per kW, fuel adjustment, electricity duty, GST and PTV fee. For LESCO, MEPCO, IESCO, GEPCO, FESCO, PESCO, HESCO, SEPCO, QESCO and TESCO.In browser
- Electricity Cost Calculator (appliances)Work out how many units (kWh) your appliances use per day and month and what they cost, at your own price per unit.In browser
- Fuel Cost CalculatorTrip fuel and cost from distance, mileage and fuel price.In browser
- IBAN ValidatorCheck an IBAN (Pakistan IBANs have 24 characters).In browser
- Islamic Inheritance Calculator (Wirasat, Hanafi)Share of each heir under Islamic law (Hanafi fiqh, as followed in Pakistan): wife or husband, sons, daughters, parents, brothers and sisters, with ‘awl and radd. Shows fractions, percentages and amounts.In browser
- PTA Mobile Tax Calculator (estimate)Estimate the tax to register a phone with PTA on passport or CNIC from its price in US dollars (FY 2026-27 bands).In browser
- Salary Income Tax Calculator Pakistan (2026-27)Income tax on a salary in Pakistan for tax year 2027 (and 2026 to compare): monthly and yearly tax, take-home pay and your tax slab.In browser
- Time Card Calculator (hours worked)Add up the hours worked in a week from start and end times with breaks, including night shifts, overtime and pay.In browser
- Zakat CalculatorEstimate zakat (2.5%) on cash, gold, silver and business assets.In browser
Questions
Is the loan calculator for Pakistan banks too?
Yes. Enter the amount, the yearly rate and the months; it works for any currency.
Can I make an invoice and save it as PDF?
Yes: the Invoice Generator and Receipt Maker print or save as PDF.
Are these results financial advice?
No. They are estimates to help you plan; check the final numbers with your bank or adviser.